Guides for Stripe-ready merchants.
Independent reference material organized by Stripe's published rules and checklists. Citation links to Stripe's official documentation where relevant.
- Guide · VIII
Stripe dispute process — timeline, reason codes, and what happens when
How a Stripe dispute actually proceeds: the notification, the evidence deadline, the card-network decision, and what each dispute reason means for your response.
Dispute Process - Guide · VII
Stripe representment templates for digital goods disputes
Copy-paste representment templates for Stripe chargebacks on digital products: the response structure, the evidence packet order, and the wording that addresses each dispute reason.
Representment Templates - Guide · IX
Is credit repair a Stripe restricted business?
Yes — credit repair services appear on Stripe's restricted businesses list. What that means in practice, why the restriction exists, and what compliant alternatives look like.
Restricted Verdicts - Guide · XI
Is selling data a Stripe restricted business?
It depends on the data. Selling personal or scraped social-media data is restricted; consented, aggregated, or first-party B2B data products are processable. Where Stripe draws the line.
Restricted Verdicts - Guide · X
Are peptides a Stripe restricted business?
Effectively yes — peptide sales fall under Stripe's pseudo-pharmaceutical and unverified-health-claim restrictions. Where the line runs, why 'research use only' does not help, and what the alternatives are.
Restricted Verdicts - Guide · VI
How to set up a Stripe account — readiness-first walkthrough
Step-by-step for opening a Stripe account with the website, business, and document readiness that makes the activation review take hours instead of weeks.
Onboarding - Guide · III
Stripe dispute evidence — what to assemble before chargeback
What evidence Stripe disputes require, how to organize it for representment, and where most merchants leave preventable gaps — assembled before the first arrives.
Dispute Evidence - Guide · IV
Stripe KYC readiness — verification documents to prepare
What 'know your customer' material Stripe may request during account activation or review, and how to assemble it so a request becomes a same-day reply, not a hunt.
KYC Readiness - Guide · II
Stripe restricted businesses — screening guide for merchants
How Stripe's restricted and prohibited business categories work, where borderline industries fall, and what a preliminary screening can and cannot determine.
Business Model Risk - Guide · V
Stripe subscription clarity — trial, billing, cancellation
Subscription businesses face the highest involuntary dispute rates. The disclosure language on your pricing and signup pages is the single biggest lever you control.
Subscription Clarity - Guide · I
Stripe website requirements checklist for online merchants
Independent walkthrough of Stripe's published website checklist — HTTPS, refund, terms, currency, subscription disclosure — and what most often goes missing.
Website Foundation